NEW Kasasa Checking
Free checking that pays you? It's true!
Earn interest, cash back, or rewards for iTunes®, Amazon®, and Google Play™ purchases. Simply by doing the things you do anyway (we call them "qualifications") — like sign up for eStatements and use your debit card. We'll even refund your ATM withdrawal fees nationwide up to $25 monthly.*
Not only that, there's no monthly service fee and no minimum balance requirements. No kidding. Do you Kasasa®?
Kasasa Cash
- Reimbursements up to $25 for ATM withdrawal fees incurred during Monthly Qualification Cycle if qualification are met
- Earn an interest rate of 1.9819% resulting in an APY* of 2.00% on daily balances up to and including $20,000; daily balances over $20,000 earn an interest rate of .25% on the portion of daily balances over $20,000 resulting in a range from 2.00% to .54% APY* when account qualifications are met during a Monthly Qualification Cycle**. When qualifications are not met, ATM withdrawal fees are not refunded and the interest rate earned on the entire daily balance in the account will be 0.0499% resulting in an APY* of 0.05%
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free digital banking, including:
- Online banking & bill pay
- E-statements (required to open and maintain the account)
- Mobile banking
- Mobile deposit available***
- Free Mastercard® debit card, replacement card fee is $5.00
- Unlimited check writing
- $100 minimum deposit is required to open the account
It's easy to earn your rewards...
Enrollments must be in place and the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle**:
- At least 15 debit card purchases - Transactions must be a minimum of $2.00 to qualify.
- Sign up for E- Statements and log in to online banking once a month.
That’s it! And, if you don’t qualify this Monthly Qualification Cycle, your account is still free. Plus, you’ll still earn the base interest rate for your account. Then, next month, you can get right back to earning your full rewards.
*APY=Annual Percentage Yield. APYs accurate as of 01/29/20. This is a variable rate checking account and rates may change after account is opened.
** "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle
*** Mobile deposit is available after an account has been open for thirty (30) days.
If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Interest will be credited to your account on the last day of the current statement cycle. Qualifying transactions must post and settle to the account during the Monthly Qualification Cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM transactions do not count towards qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Receipt of electronic statements are conditions of this account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A
Member FDIC.
Kasasa Cash Back
- Free variable rewards checking account
- 4.00% cash back on up to a total of $200.00 debit card purchases, with a maximum of $8.00 cash back payments
- Refunds up to $25.00 on nationwide ATM withdrawal fees
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free digital banking, including:
- Online banking & bill pay
- E-statements (required to open and maintain the account)
- Mobile banking
- Mobile deposit available*
- Free Mastercard® debit card
- Unlimited check writing
- $100 minimum deposit to open the account
It's easy to earn your rewards...
Enrollments must be in place and all the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:
- At least 15 debit card purchases - Transactions must be a minimum of $2.00 to qualify.
- Sign up for E- Statements and log in to online banking once a month
So simple! Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you can get right back to earning your rewards the very next month.
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, or transfers between accounts. debit card purchases less than $2.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
“Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. When Kasasa Cash Back qualifications are not met, no cash back payments are made, and ATM fees are not refunded. Rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Receipt of electronic statements are conditions of this account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
* Mobile deposit is available after an account has been open for thirty (30) days.
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A
Member FDIC.
Kasasa Tunes - Free Checking
- Free variable rewards checking account
- Aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes®, or Amazon®.com or Google Play® purchases
- Refunds up to $25.00 on nationwide ATM withdrawal fees
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free digital banking, including:
- Online banking & bill pay
- E-statements (required to open and maintain the account)
- Mobile banking
- Mobile deposit available*
- Free Mastercard® debit card
- Unlimited check writing
- $25 minimum deposit to open
It's easy to earn your rewards...
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes® account during each Monthly Qualification Cycle:
- At least 15 debit card purchases - Transactions must be a minimum of $2.00 to qualify.
- Sign up for E- Statements and log in to online banking once a month.
You’ve got this! Even if you don't meet your qualifications during the cycle, your Kasasa Tunes account is still free. And you can get right back to earning your rewards the very next month.
When your Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle you will receive up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 32 days after the Monthly Qualification Cycle, in which you qualified, ends. Transactions may take one or more banking days from date transaction was made to post and settle to account. ATM transactions do not count towards qualifying debit card transactions.
"Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. When your Kasasa Tunes account qualifications are not met, iTunes, Amazon.com and Google Play purchases and ATM withdrawal fees are not refunded. iTunes, Amazon.com and Google Play purchase reimbursements and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Tunes account on the last day of the current statement cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Google Play is a registered trademark of Google, Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Transfers between accounts do not count as qualifying transactions.
Bonus Information: As a bonus to individuals who open and fund a new Kasasa Tunes account, our bank will refund up to an aggregate total of $20.00 (which includes any applicable taxes) for any iTunes, Amazon.com or Google Play purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20.00 posts and settles to your account. Any portion of this bonus that is not used within the stated time period will be forfeited. No minimum balance is required to obtain this bonus. Limit 1 account per Social Security Number and one account opening bonus per account per calendar year. If your Kasasa Tunes account is closed within 6 months of account opening, we will deduct the value of your account opening bonus at closing.
Account opening bonus will not be paid if accountholder switches into a Kasasa Tunes account from another account that offered an account opening incentive to open the initial account.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Receipt of electronic statements are conditions of this account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
* Mobile deposit is available after an account has been open for thirty (30) days.
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
Member FDIC.
| Best For | High Interest | Cash Back | Online Shopping Refunds |
|---|---|---|---|
| Account | Free Kasasa Cash Checking | Free Kasasa Cash Back Checking | Free Kasasa Tunes Checking |
| Monthly rewards |
|
|
|
| Monthly maintenance Fee | NONE | NONE | NONE |
| Refunds on ATM Withdrawal fees | Nationwide (up to $25.00) | Nationwide (up to $25.00) | Nationwide (up to $25.00) |
| Free Online & Mobile Banking access | YES | YES | YES |
| FREE DEBIT CARD | YES | YES | YES |
| MINIMUM OPENING DEPOSIT | $100 | $100 | $100 |
Free Kasasa Cash Checking:
*APY=Annual Percentage Yield. APYs accurate as of 02/01/2020. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each Monthly Qualification Cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $20,000 receive APY of 2.00%; and (3) balances over $20,000 earn 0.25% interest rate on portion of balance over $20,000, resulting in 2.00% - 0.25% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post and settle to the account during the Monthly Qualification Cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. ATM transactions do not count towards qualifying debit card transactions.
"Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Unlimited ATM refunds up to $25. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. Transfers between accounts do not count as qualifying transactions.
Free Kasasa Cash Back Checking:
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, or transfers between accounts.
“Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 4% cash back on up to a total of $8.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly Direct Deposit/ACH debit, receipt of electronic statements are conditions of this account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
Kasasa Statement cycle runs from the 2nd Tuesday of Every month to the following 2nd Tuesday of the next month.
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
Free Kasasa Tunes Checking:
*The minimum to open account is $100. You will be refunded up to $20 for iTunes® and/or Amazon. com® purchases that post to and settle account during the first 90 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $10.00 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post and settle to the account during the Monthly Qualification Cycle. Transactions may take one or more banking days from date transaction was made to post and settle to the account. ATM transactions do not count towards qualifying debit card transactions.
"Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. Transfers between accounts do not count as qualifying transactions. Kasasa Statement cycle runs from the 2nd Tuesday of Every month to the following 2nd Tuesday of the next month.
Member FDIC
Checking Accounts
A checking account is the easiest and most convenient way to make purchases, pay bills and manage your day-to-day cash flow.
At Premier Bank of Arkansas, we offer several excellent solutions to meet your individual checking needs, with options to save you money, while providing flexibility and easy access to our branches in Marion, West Memphis and Jonesboro, Arkansas. If you are looking for a Bank or checking account in Bentonville, AR please contact us today.
Freemier Checking
- Opening deposit requirement of just $100.
- Monthly direct deposit into this account is required.
- ATM/Debit Cards available.
- E-statements enrollment to meet requirements for product.
- No monthly service charge.*
- Available Online Banking, Online Bill Pay, and Mobile Banking!
*Freemier Checking accounts that are not enrolled in eStatements may be subject to monthly service charges.
50 Gold Account
A special account for individuals 50 years and better.
Maturity has its privileges… enjoy discounts, bonuses and free services with Premier Banks account for individuals entering their Golden Years.
- Opening deposit requirement of just $100.
- Account owner must be 50 years or better.
- No monthly fee when you maintain a minimum balance of $500.*
- If your balance drops below $500, you pay a low monthly fee.
- One free order of 50 Gold checks every year.
- Free Cashiers Checks.
- ½ off first year rental on safe deposit box with automatic payment (based upon availability).
- Free telephone transfers.
- ATM/Debit Cards available.
- Earn daily interest on all your money, by maintaining a minimum $1000 balance.*
- Free photocopies (limits may apply).
- Free notary service.
- Overdraft protection (transfers from savings) for qualified applicants.
- Check imaging included with monthly statement at no charge.
*Based on minimum daily ledger balance.
-All checking accounts are subject to the following charges: printed checks (unless otherwise stated), stop payment fees, dormancy fees, and fees associated with checks drawn against insufficient funds and unclaimed accounts.
-All interest bearing checking accounts use the Daily Balance Computation Method. Interest is accrued on current balances and credited to monthly statement.
