Please note that we offer the Kasasa Saver account for both Kasasa Cash and Kasasa Cash Back checking. Please contact us with any questions.
This personal investment account allows you to earn high-interest yields on your account while providing the flexibility of allowing a limited number of checks or automatic transfers from your account each month.**
**You can make unlimited in-person and ATM transactions on your account. Transfers are limited to six per statement cycle, including telephone and automatic transfers, or by third party check or draft. There is a $5 charge for each withdrawal over six per month.
An Individual Retirement Account (IRA) can make the difference between living comfortably and just scraping by when you retire. By making regular contributions to an IRA, you can build a nest egg for the future while receiving tax advantages today.
Whether or not your IRA deposit is tax deductible depends on your income level and current pension plan coverage. However, the interest earned on any contribution is tax-deferred until retirement, regardless of income or pension plan coverage.
Premium rates available on all roll-over IRAs or pension plans.
*All savings and investments use the Daily Balance Computation Method. Savings accounts and IRAs are compounded quarterly. Certificates of Deposits and IRA's are compounded monthly. Rates are subject to change.
Our Certificates of Deposit are very flexible, giving you control over how your funds work for you. Your deposit will earn a market rate of interest, determined by prevailing interest rates, plus you select the maturity term you want from 30 days to five years.
Our CDs require a minimum opening deposit of only $500. For your convenience, CDs with term of one year or less automatically renew unless otherwise requested. Ask an Account Representative for current rates. Penalties will be incurred for early withdrawals of funds.
Conversion Weekend: February 17 - February 20
By February 21, you will officially be a Southern Bancorp customer!
Find everything you need to know below.