Savings Accounts

Kasasa Saver

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® checking
  • Automatic transfers of Kasasa Cash earnings
  • 1.00% APY* on balances up to $25,000
  • 0.25% on the portion of the daily balance over $25,000, resulting in a range from 1.00% to 0.40% APY depending on the Kasasa Saver account's daily balance.
  • 0.05% APY* if qualifications are not met on Kasasa Cash
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking, including:
    • Online banking
    • E-statements (required to open and maintain the account)
    • Mobile banking
  • $100 minimum deposit to open

Please note that we offer the Kasasa Saver account for both Kasasa Cash and Kasasa Cash Back checking. Please contact us with any questions.


Money Market

Convenient and accessible savings.

If you want convenient access to your savings, plus tiered market rates of interest, a Money Market Account may be your savings solution.

This personal investment account allows you to earn high-interest yields on your account while providing the flexibility of allowing a limited number of checks or automatic transfers from your account each month.**

  • Opening deposit requirement of just $2000.
  • No monthly fee when you maintain a monthly balance of $2000.
  • Earn interest on your entire balance… plus, interest is tiered at $10,000, $25,000, and $50,000, paying even higher rates
  • Check imaging is provided at no charge.
  • ATM/Debit Cards available* conditions apply.

**You can make unlimited in-person and ATM transactions on your account. Transfers are limited to six per statement cycle, including telephone and automatic transfers, or by third party check or draft. There is a $5 charge for each withdrawal over six per month.


Individual Retirement Accounts

Get tax advantages today, while saving for the future.

An Individual Retirement Account (IRA) can make the difference between living comfortably and just scraping by when you retire. By making regular contributions to an IRA, you can build a nest egg for the future while receiving tax advantages today.

Whether or not your IRA deposit is tax deductible depends on your income level and current pension plan coverage. However, the interest earned on any contribution is tax-deferred until retirement, regardless of income or pension plan coverage.

Premium rates available on all roll-over IRAs or pension plans.

*All savings and investments use the Daily Balance Computation Method. Savings accounts and IRAs are compounded quarterly. Certificates of Deposits and IRA's are compounded monthly. Rates are subject to change.


Certificate of Deposit

A great way to save for the future.

Our Certificates of Deposit are very flexible, giving you control over how your funds work for you. Your deposit will earn a market rate of interest, determined by prevailing interest rates, plus you select the maturity term you want from 30 days to five years.

Our CDs require a minimum opening deposit of only $500. For your convenience, CDs with term of one year or less automatically renew unless otherwise requested. Ask an Account Representative for current rates. Penalties will be incurred for early withdrawals of funds.


Christmas Club

  • No minimum deposit.
  • Interest payable at maturity in November.
  • Interest will be paid by check at maturity.
  • Maximum deposit per month is $1,000 with maximum balance of $5,000.